Your Rate Progresses as Your Balance Grows
Dime's Progressive Earning 17-Month Certificate of Deposit is a safe, secure, and guaranteed way to get higher returns for your money.
Competitive rates & great terms
A rate and term for all your savings goals
How it Works:
- Open your CD with at least $10,000 in new funds to Dime Bank**
- Make up to three additional new funds deposits to Dime Bank during the term**
- Each time your balance reaches the next tier threshold, your entire CD balance earns the higher rate automatically
Your Rate Progresses as Your Balance Grows:
| Tier | Length: | Minimum Balance to Obtain APY | Annual Percentage Yield* |
|---|---|---|---|
| Tier 1 | 17 Months | $10,000 - $49,999.99 | 2.20% |
| Tier 2 | 17 Months | $50,000 - $99,999.99 | 2.95% |
| Tier 3 | 17 Months | $100,000 – $199,999.99 | 3.15% |
| Tier 4 | 17 Months | $200,000 or greater | 3.75% |
*Rate effective 4/01/26. Annual Percentage Yield (APY) will vary depending on the tier achieved and timing of deposits. Rates may change without notice until the account is opened. One account per tax identification number. Requires $10,000 minimum deposit to open. Must maintain a positive balance to earn APY. Penalty may be imposed for early withdrawal. Fees may reduce earnings. Customer must open or maintain an eligible checking account with the required minimum balance of $2,000 at account opening. At maturity, the certificate will automatically renew into a 1 Year Certificate unless redeemed or another product is chosen during the grace period.
**New funds are defined as funds not currently on deposit with the Dime Bank. Additional deposits must be new funds not currently on deposit with the bank. Up to three additional new funds to Dime Bank deposits are permitted during the 17-month term. Maximum new funds deposit is $1,000,000.