Dime Bank helps boost your savings
We're invested in our Connecticut and Rhode Island customers, and we structure our rates to help them build up their savings steadily.
Rates effective 06/15/2026 are subject to change at any time
Please contact any one of our convenient branches for current rates and terms.
Certificate of Deposit Account
| Length | Minimum to Open | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| 30 Days | $500.00 | 0.05% | 0.05% |
| 91 Days | $500.00 | 0.05% | 0.05% |
| 182 Days | $500.00 | 0.05% | 0.05% |
| 10 Month**** | $500.00 | 3.15% | 3.20% |
| 1 Year | $500.00 | 0.05% | 0.05% |
| 16 Month***** | $5,000.00 | 2.47% | 2.50% |
| 18 Month** | $500.00 | 0.10% | 0.10% |
| 22 Month** | $500.00 | 2.37% | 2.40% |
| 2 Years | $500.00 | 0.10% | 0.10% |
| 30 Month*** | $500.00 | 2.52% | 2.55% |
| 3 Years | $500.00 | 0.25% | 0.25% |
| 4 Years | $500.00 | 0.30% | 0.30% |
| 5 Years | $500.00 | 0.40% | 0.40% |
Fees may reduce earnings. Minimum balance is $0.01 to earn interest. Penalty may be imposed for early withdrawal of principal. All quoted rates are subject to change without notice. Available to consumer and commercial customers with a Dime Bank Checking Account.
** At maturity, will be automatically renewed into a 2 Year CD.
*** At maturity, will be automatically renewed into a 3 Year CD.
**** Must maintain a positive balance to earn APY. At maturity, will be automatically renewed into a 1 Year CD.
***** Must maintain a positive balance to earn APY. At maturity, will be automatically renewed into a 1 Year CD.
All products with asterisks require consumer customers to have a Dime Bank consumer checking account. Commercial customers must have a Dime Bank business checking account.
Flex Certificate of Deposit Rates
| Length | Minimum to Open | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| 15 Month | $5,000.00 | 2.42% | 2.45% |
At maturity, will be automatically renewed into a 1 Year CD.
Penalty may be imposed for early withdrawal of principal. All quoted rates are subject to change without notice.
Consumer customers must have a Dime Bank consumer checking account. Commercial customers must have a Dime Bank business checking account.
Maximum deposit is $250,000.00.
During the initial term, you may make the following transactions on your account before maturity:
- Two (2) deposits not to exceed a total deposit balance of $250,000.00 and/or
- Two (2) penalty free withdrawals of principal, one of which may be used to bring the account balance to zero and close the account. In the event you make a withdrawal from your account, the withdrawal cannot be made until the seventh day after any deposit or partial withdrawal.