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Deposit Rates

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Dime Bank helps boost your savings

We're invested in our Connecticut and Rhode Island customers, and we structure our rates to help them build up their savings steadily.

Rates effective 11/29/2021 are subject to change at any time

Please contact any one of our convenient branches for current rates and terms.

Certificate of Deposit Account

Length Minimum to Open Interest Rate Annual Percentage Yield
30 Days $500.00 0.049% 0.05%
91 Days $500.00 0.049% 0.05%
182 Days $500.00 0.049% 0.05%
1 Year $500.00 0.049% 0.05%
18-month** $500.00 0.099% 0.10%
22-month** $500.00 0.149% 0.15%
2 Years $500.00 0.099% 0.10%
30-month*** $500.00 0.249% 0.25%
3 Years $500.00 0.249% 0.25%
4 Years $500.00 0.299% 0.30%
5 Years $500.00 0.399% 0.40%

Fees may reduce earnings. Minimum balance is $0.01 to earn interest. 

Penalty may be imposed for early withdrawal of principal. All quoted rates are subject to change without notice. 

* At maturity, will be automatically renewed into a 2 Year CD.​
*** Informational rate for existing accounts only, no longer offering for new accounts.

Certificate of Deposit Special Rates

Length Minimum to Open Interest Rate Annual Percentage Yield
5 Year Bump Up $500.00 0.199% 0.20%
6 Year Bump Up $500.00 0.249% 0.25%
7 Year Bump $500.00 0.349% 0.35%

Fees may reduce earnings. Minimum balance is $0.01 to earn interest. 

Penalty may be imposed for early withdrawal of principal. All quoted rates are subject to change without notice. 

** At maturity, will be automatically renewed into a 2 Year CD.
​*** At maturity, will be automatically renewed into a 3 Year CD.


 

Flex Certificate of Deposit Rates

Length Minimum to Open Interest Rate Annual Percentage Yield
14 Month $5,000.00 0.099% 0.10%
Not available for Retirement Funds. Fees may reduce earnings. Minimum balance is $0.01 to earn interest.

At maturity, will be automatically renewed into a 1 Year CD

Penalty may be imposed for early withdrawal of principal. All quoted rates are subject to change without notice.

Consumer customers must have a Dime Prime Checking Account or a Dime Wired Checking Account. Commercial Customers must have a Dime Business Checking Account.

Maximum deposit is $200,000.00.

During the initial term, you may make the following transactions on your account before maturity:
  • - Two (2) deposits not to exceed a total deposit balance of $200,000.00 and/or
  • - Two (2) penalty free withdrawals of principal, one of which may be used to bring the account balance to zero and close the account. In the event you make a withdrawal from your account, the withdrawal cannot be made until the seventh day after any deposit or partial withdrawal.

Regular Statement Savings Account (1)

Minimum Balance to Open Minimum Balance to Earn Annual Percentage Yield Maximum Balance to Earn Annual Percentage Yield Interest Rate Annual Percentage Yield
$25 $20.00 $4,999.99 0.03% 0.03%
$25 $5,000.00 $24,999.99 0.03% 0.03%
$25 $25,000.00 $49,999.99 0.03% 0.03%
$25 $50,000.00 $and up 0.03% 0.03%
Fees may reduce earnings.

(1) Variable Rate Account - Interest may change at our discretion after the account is opened.

Money Market Statement Savings Account (1)

Minimum Balance to Open Minimum Balance to Earn Annual Percentage Yield Maximum Balance to Earn Annual Percentage Yield Interest Rate Annual Percentage Yield
$25 $20.00 $4,999.99 0.03% 0.03%
$25 $5,000.00 $24,999.99 0.03% 0.03%
$25 $25,000.00 $49,999.99 0.03% 0.03%
$25 $50,000 $ and up 0.03% 0.03%
Fees may reduce earnings.

(1) Variable Rate Account - Interest may change at our discretion after the account is opened.

A+ Statement Savings Account (1)*

Minimum Balance to Open Minimum Balance to Earn Annual Percentage Yield Maximum Balance to Earn Annual Percentage Yield Interest Rate Annual Percentage Yield
$25 $20.00 $4,999.99 0.05% 0.05%
$25 $5,000.00 $24,999.99 0.05% 0.05%
$25 $25,000.00 $49,999.99 0.05% 0.05%
$25 $50,000.00 $ and up 0.05% 0.05%
Fees may reduce earnings.

(1) Variable Rate Account - Interest may change at our discretion after the account is opened.

* Customers must have an active A+ Regular or Money Market checking account or a DimePrime checking to be eligible.

Health Savings Account (HSA) (1)

Minimum Balance to Open Minimum Balance to Earn Annual Percentage Yield Maximum Balance to Earn Annual Percentage Yield Interest Rate Annual Percentage Yield
$25 $0.00 $4,999.99 0.10% 0.10%
$25 $5,000.00 $14,999.99 0.10% 0.10%
$25 $15,000.00 $ and up 0.10% 0.10%
Fees may reduce earnings.

(1) Variable Rate Account - Interest may change at our discretion after the account is opened.

Money Management Checking Account (1)

Minimum check amount $500.00.

Minimum Balance to Open Minimum Balance to Earn Annual Percentage Yield Maximum Balance to Earn Annual Percentage Yield Interest Rate Annual Percentage Yield
$500.00 $20.00 $24,999.99 0.03% 0.03%
$500.00 $25,000.00 $99,999.99 0.03% 0.03%
$500.00 $100,000.00 $249,999.99 0.05% 0.05%
$500.00 $250,000.00 $499,999.99 0.05% 0.05%
$500.00 $500,000.00 $ and up 0.05% 0.05%
Fees may reduce earnings.

(1) Variable Rate Account - Interest may change at our discretion after the account is opened.

Corporate Daily Access Savings Account (1)

Offered to Business & Non-Profit Organizations

Minimum Balance to Open Minimum Balance to Earn Annual Percentage Yield Maximum Balance to Earn Annual Percentage Yield Interest Rate Annual Percentage Yield
$500.00 $20.00 $24,999.99 0.05% 0.05%
$500.00 $25,000.00 $99,999.99 0.05% 0.05%
$500.00 $100,000.00 $249,999.99 0.07% 0.07%
$500.00 $250,000.00 $499,999.99 0.07% 0.07%
$500.00 $500,000.00 $ and up 0.07% 0.07%

Individual Retirement Account **

Certificate of Deposit rates are available for Individual Retirement Accounts except where expressly prohibited.

Term Minimum To Open Interest Rate Annual Percentage Yield
2 Year Variable Retirement Account $25.00 Same as 182 day CD & subject to change on the last business day of every month. Same as 182 day CD & subject to change on the last business day of every month.
Fees may reduce earnings. Minimum balance is $0.01 to earn interest. 

** Penalty may be imposed for early withdrawal of principal. All quoted rates are subject to change without notice.

Fees may reduce earnings.
(1) VARIABLE RATE ACCOUNT – Interest Rate may change at our discretion after the account is opened.
* Customers must have an active Dime A+ Regular or Money Market checking account or a DimePrime checking to be eligible.