Checking Accounts

Customized to your needs

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We give you the special treatment

We strive to be the best community bank in Connecticut and Rhode Island, and DimePerks checking accounts are part of the plan. They deliver the anytime banking services you need, along with special discounts and benefits that will help you manage money and discover local merchants who make our region great.

Our premier account – provides full complement of premium bank service benefits as well as unlimited access to DimePerks.
Unlimited access to DimePerks deals & discounts, for our customers focused on saving money with local merchants.
This is an interest earning, tiered-rate, investment account for individuals who maintain a higher account balance. It is not available to Business Customers.
Basic checking, e-banking and free eStatements with no minimum balance required.
Designed for customers 62 and older – basic checking with no minimum balance, plus free paper statements and annual check refills.
Easy and affordable student checking with no minimum balance, plus an annual "Oops! Rebate."

Compare Checking Accounts

  DimePrime Checking DimeWired Checking myDime Checking myDime Silver myDime Student
Minimum Deposit to Open $1,000 $25 $25 $25 $25
Average minimum monthly balance required to waive monthly maintenance fee $15,000 (1) or $150,000 outstanding loans (2) $7,500 (1) None None None
Monthly Maintenance Fee (if min. balance not met) $20 $6 None None None
0.20% CD Rate Increase (3)        
Free Withdrawals at any Dime Bank ATM (4)       (5)
Free e-Statements
Free Paper Statements (6)      
Unlimited Access to Dime Perks      
Cell Phone Protection Plan*      
Anywhere Banking Tools
Identity Theft Protection*      
Roadside Assistance      
Pharmacy, Vision, and Hearing Savings      
$10,000 Travel Accidental Death Insurance*       
Free Annual Order of Standard Checks      
Free Annual Financial Review        
Annual "Oops! Rebate" (7)        
Special Services (8)        

(1) Combined checking & savings.
(2) Consumer or residential loan.
(3) Available to qualifying CD's upon request. 
(4) Unlimited waiver of Dime Bank ATM service fees at non-Dime Bank ATMs. Dime Bank will refund third party ATM surcharge fees up to $10 per month.
(5) ATM transactions at Dime Bank ATMs are free. ATM transactions at other bank's ATMs are free until the disclosed expected graduation date. Refer to a separate Schedule of Charges for ATM Fees after the disclosed expected graduation date. Other bank ATM charges may apply.
(6) Monthly fee for paper statements $3.00 for non-qualifying accounts
(7) “Oops Rebate” – rebate of one overdraft item fee returned or paid per calendar year upon request
(8) Special services include: A $300 discount on mortgage applications; fee waiver for overdraft protection transfers.

* Travel Accidental Death Insurance, Personal Identity Theft, and Cell Phone Protection: Insurance products are not a deposit – not FDIC insured – not insured by any federal government or agency – not guaranteed by the bank.