Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and employment information
- Account transactions and payment history
- Credit scores and income
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Dime Bank chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information
||Does Dime Bank share?
||Can you limit this sharing?
|For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
|For our marketing purposes — to offer our products and services to you
|For joint marketing with other financial companies
|For our affiliates’ everyday business purposes — information about your transactions and experiences
|For our affiliates’ everyday business purposes — information about your creditworthiness
|For our affiliates to market to you
|For nonaffiliates to market to you
||We don't share
To limit our sharing
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Who we are
Who is providing this notice?
Dime Bank and Dime Loan Servicing Corporation, which is a subsidiary of Dime Bank.
What we do
How does Dime Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Dime Bank collect my personal information?
We collect your personal information, for example, when you
- open an account or give us your contact information
- apply for a loan or show your driver’s license
- make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes—information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for a jointly held account?
Your choices will apply to everyone on your account—unless you tell us otherwise.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include companies with a Dime Bank name; financial companies such as Dime Investment Services, Inc. and Dime Loan Servicing Corporation.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Dime Bank does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include financial service companies, such as financial brokerage companies.