Deposit Rates
Effective:
Deposit Account Agreement
Savings & Checking
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All quoted rates are subject to change without notice.
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Balance to Earn Interest
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Interest Rate
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APY
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Savings Account
Minimum Balance to Open: $25.00
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$20.00 - $4,999.99
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0.10%
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0.10%
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$5,000.00 - $24,999.99
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0.10%
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0.10%
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$25,000.00 - $49,999.99
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0.10%
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0.10%
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$50,000.00 balance and up
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0.25%
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0.25%
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Money Market Savings Account
Minimum Balance to Open: $25.00
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$20.00 balance up to $4,999.99
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0.10%
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0.10%
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$5,000.00 - $24,999.99
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0.10%
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0.10%
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$25,000.00 - $49,999.99
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0.10%
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0.10%
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$50,000.00 and up
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0.25%
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0.25%
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Dime A+ Savings Account*
Minimum Balance to Open: $25.00
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$20.00 balance up to $4,999.99
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0.10%
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0.10%
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$5,000.00 - $24,999.99
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0.10%
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0.10%
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$25,000.00 - $49,999.99
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0.10%
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0.10%
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$50,000.00 and up
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0.25%
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0.25%
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Health Savings Account (HSA)
Minimum Balance to Open: $25.00
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$20.00 balance up to $4,999.99
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0.10%
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0.10%
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$5,000.00 up to $14,999.99
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0.10%
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0.10%
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$15,000.00 and up
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0.10%
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0.10%
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Money Market Checking Account
Minimum Balance to Open: $25.00
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$20.00 balance up to $4,999.99
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0.10%
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0.10%
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$5,000.00 up to $24,999.99
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0.10%
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0.10%
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$25,000.00 up to $49,999.99
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0.10%
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0.10%
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$50,000.00 and up
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0.15%
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0.15%
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Sweep MMDA**
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$20.00 balance up to $24,999.99
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0.10%
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0.10%
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$25,000.00 up to $99,999.99
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0.25%
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0.25%
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$100,000.00 up to $249,999.99
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0.40%
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0.40%
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$250,000.00 up to $499,999.99
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0.40%
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0.40%
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$500,000.00 and up
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0.40%
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0.40%
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Personal Money Management Checking Account***
Minimum Balance to Open: $500.00
Minimum check amount: $500.00
Free order of 30 checks
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$20.00 up to $24,999.99
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0.10%
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0.10%
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$25,000.00 up to $99,999.99
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0.15%
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0.15%
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$100,000.00 up to $249,999.99
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0.30%
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0.30%
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$250,000.00 up to $499,999.99
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0.30%
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0.30%
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$500,000.00 and up
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0.30%
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0.30%
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Corporate Daily Access Savings Account***
Offered to Business & Non-Profit Organizations
Minimum Balance to Open: $25.00
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$20.00 up to $24,999.99
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0.10%
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0.10%
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$25,000.00 up to $99,999.99
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0.25%
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0.25%
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$100,000.00 up to $249,999.99
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0.40%
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0.40%
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$250,000.00 up to $499,999.99
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0.40%
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0.40%
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$500,000.00 and up
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0.40%
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0.40%
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Certificate of Deposit****
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Minimum to open
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Interest Rate
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APY
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30 Days
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$500.00
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0.50%
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0.50%
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91 Days
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$500.00
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0.60%
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0.60%
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182 Days
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$500.00
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0.65%
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0.65%
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1 Year
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$500.00
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.995%
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1.00%
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1 1/2 Year
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$500.00
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1.49%
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1.50%
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2 Years
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$500.00
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1.59%
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1.60%
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3 Years
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$500.00
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1.98%
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2.00%
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4 Years
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$500.00
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2.23%
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2.25%
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5 Years
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$500.00
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2.96%
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3.00%
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5 Year Bump Up*****
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$500.00
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2.47%
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2.50%
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5 Year Dime A+ CD*
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$500.00
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3.20%
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3.25%
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Individual Retirement Account****
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Certificate of Deposit accounts listed above are available for
IRA Investments.
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Minimum to open
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Interest Rate
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APY
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2 Year Variable Retirement
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$100.00
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Interest rate is that of 6 month CD & changes on the last business
day of every month.
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"APY" or Annual Percentage Yield assumes principal
and interest remain on deposit for one year at the stated interest
rate.
* Customers must have an active Dime A+ checking account to
be eligible. See a Customer Service Representative for Dime A+ Account
details and requirements.
** Must maintain an active commercial checking account.
*** $25.00 minimum opening deposit and a $20.00 minimum balance
to earn interest.
**** Penalty may be imposed for early withdrawal of principal.
All quoted rates are subject to change without notice.
***** Within the initial CD term, you may ask for a one-time
rate increase in the event the current 5 year Bump Up CD offering
increases. The rate increase will increase the APY. The maturity
date of your CD will not change.
Maintenance and activity fees are not included in any of the
above APYs and may reduce earnings.
For more information, please call or visit your local Dime Bank
Branch.
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Corporate
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East Lyme
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Ledyard
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Montville
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New London - Bank St
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New London - ShopRite
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860-859-4300
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860-739-2192
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860-464-8925
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860-848-0659
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860-437-4366
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860-437-6222
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Norwich
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Norwichtown
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Stonington Borough
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Taftville
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Westerly
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860-889-2318
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860-892-4047
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860-535-0034
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860-887-0554
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401-596-4744
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