Privacy Notice

We respect your privacy.

Safeguarding customer information has always been of primary concern to us. The Dime Bank “the Bank” values the trust that our customers have placed in us and as part of our efforts to protect the confidentiality of customer information, we have developed this notice, to explain how we handle your information and what we do to protect it.

This notice describes the privacy practices of Dime Bank and its affiliates, which includes Dime Loan Servicing Corporation and Dime Investment Services. We have created these entities to provide comprehensive financial services to meet your needs. These affiliated companies are staffed by bank employees who share the same dedication in protecting your information. The affiliates are located in our Corporate Office at 290 Salem Turnpike, Norwich, Connecticut 06360.

This Privacy Notice applies to you if you currently have a customer relationship with the Bank or one of the bank affiliates. If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices as described in this Privacy Notice.

Protecting your information is important to us.

We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. Access to your non- public personal information is restricted to only those employees who need to have it so that they can provide products and services to you.

We do not sell any of the personal information we collect about our customers.

We collect your information so that we can provide you with products and services.

Information that we collect about you may come from any of the following sources:

• Information provided by you on applications and other forms, which may include information given on a loan application, signature card or through the online banking applications;
• Information about your transactions with the Bank and its affiliates or others, including deposit account balances and loan repayment experiences;
• Information obtained from a consumer -reporting agency, such as information pertaining to your creditworthiness or credit history.

From time to time we may need to share information.

We may share some or all of the nonpublic personal information we collect with nonaffiliated companies. These companies may be those that perform marketing services on our behalf, or financial institutions with which we have joint marketing agreements. The nonaffiliated financial institutions may include service providers such as a broker-dealer, an insurance company, such as Savings Bank Life Insurance (SBLI), or a credit card provider, such as MBNA of America. The non-financial companies may include, for example, companies that assist us with mailings. We may share information with these companies so that we can offer products and services that we feel might be of value or interest to you.

We may also disclose nonpublic personal information about you to non-affiliated third parties as permitted by law. Such sharing of information generally occurs in the course of conducting business, and may include sharing information with consumer reporting agencies; with businesses used by us for account maintenance, analysis and servicing; in connection with transfer of an asset; and to protect against fraud.

This privacy notice is merely a summary of select aspects of policies and procedures and does not constitute a contract. We reserve the right to revise the policies and procedures described in this privacy notice from time to time.