Dime Bank - Personal Banking

Checking

Dime offers a range of checking accounts with features to meet all your needs. With a Dime Checking Account, you may apply for a Line of Credit which gives you overdraft protection as well as access through cash advances. Check images are included with your monthly statement rather than the physical checks. You also have access to the images through DimeOnline, our secure online banking website.

Dime A+ Account

To qualify for a Dime A+ Account, you must have a Regular Checking and Savings Account and a combined deposit balance of $5000; or a Money Market Checking and Savings Account and a combined deposit balance of $7500. Accounts that qualify for combined deposit balances include checking, savings, CDs and IRAs.

Dime A+ Benefits:

FREE Dime Wallet Style Checks

FREE Unlimited Non-Dime ATM Transactions

FREE Bill Pay

No Annual Fee Home Equity Lines of Credit

Plus lots more!

$20 monthly fee will be applied if combined balances are not maintained or if checking account does not remain active with a minimum of 5 transactions per statement cycle. If balance or transaction requirements are not met, fees may reduce Annual Percentage Yield (APY). Checking and Savings Account minimum opening deposit of $25.00. $10 value per check order. Other ATM operators may pose a surcharge for using their machine. $20 monthly value waived. Application and approval required.
Other fees may apply. See Deposit Account Agreement for details.

Dime Free & Easy Checking

A $25.00 minimum balance to open. No monthly fees. No per check charge. No Direct Deposit requirements. Other fees may apply. See Deposit Account Agreement for details.

Dime Free & Easy Account features:

ATM Cards available at no added charge

Debit Cards available at no added charge (subject to approval)

Overdraft protection (subject to approval)

DimeOnLine Internet Banking & Bill Pay

24-Hour Account InfoLine

Money Market Checking

This is an interest earning account for personal and non-profit organizations.It is not available to Business Customers. Interest is compounded daily and credited monthly. $25.00 minimum deposit to open and $20.00 minimum balance to obtain the Annual Percentage Yield. To avoid a monthly maintenance fee of $ 6.00, a daily balance of $1500.00 must be maintained. The Money Market Checking Checking account has the same features as the Basic and Regular Checking account products. See Deposit Account Agreement and Schedule of Interest for more details.

Money Management Checking Account

This is an interest earning, tiered-rate account for individuals who maintain a higher account balance. It is not available to Business Customers.The interest rate is variable and is subject to change. Interest is compounded daily and credited monthly. $500.00 minimum deposit to open. To avoid a monthly service charge of $10.00, a daily balance of $5,000 must be maintained in the Money Management Checking Account or $5,000 balance in a related savings account or certificate of deposit. Minimum check amount is $500.00. See Deposit Account Agreement and Schedule of Interest for more details.

The Money Management Checking Account features:

Student Checking

A $25.00 minimum deposit to open. No minimum balance required.
ATM Cards available at no added charge

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